Divide the 72 by the number of years in which you want to double your money. You could win an extra 25, or go all the way up to a 1 million jackpot. The NS&I Premium Bonds brochure also states that a person who is at least 16-years-old can buy Premium Bonds for another adult if they are acting as their power of attorney. To find out more about ERNIE and the prize draw, head to our blog: This is the quickest way to find out whether youve been lucky in the prize draw. The form, along with the savings bond, must then be mailed to the US Department of Treasury to complete the process of transferring the bond. Look out for the Premium Bonds prize checker Alexa skill at Amazon. : "http://www. Until the childs 16th birthday, The parent or guardian named on the application looks after the Bonds, regardless of who bought them. "https://secure." However, there are several other places you can buy them from, including National Savings and Investments (NS&I), and participating banks. Home | About | Contact | Copyright | Privacy | Cookie Policy | Terms & Conditions | Sitemap. Who Can Benefit From Diaphragmatic Breathing? Premium Bonds are not an asset that can be passed on to a beneficiary in the same way that funds from bank accounts and savings accounts can; they cannot simply be inherited or transferred to someone elses name. How do i buy premium bonds for my granddaughter? Please have your debit card details at the ready. How does it work? This doesn't mean the details you are using are wrong but please check them carefully. Until the childs 16th birthday, the parent or guardian named on the application looks after the Bonds, regardless of who bought them. Premium Bonds It's quicker to apply or top up your account online. Or you can write to us asking for your prize history. If you have a child younger than 16, you can buy Premium Bonds online, by phone or by post, or by switching money from another NS&I account in the childs name. An easy access savings account that pays your interest yearly, to top up your savings. Mark on the form that you want to defer the switch until the maturity date. Please send the prize warrant back to us and we'll reissue it to the person entitled to the money, once we've completed the claim. Please have your debit card details at the ready. Five common cleaning mistakes that can damage your home, Effective homemade solution for removing stains from sofas, I'm a female mechanic I can't wear what I want and don't clean myself up when I go shopping here's why | The Sun, Major change to number plates coming this month here's all that drivers need to know | The Sun, Millions of Android users warned of simple mistake that could cost you dearly | The Sun, Knife edge: Trucking operators pushed to the brink, transport leaders warn, Phil Spencer asks housing experts their predictions for 2023, PEGI ratings: What do the symbols mean? Any transfers that would take you over the 50,000 limit will be automatically refunded in full to your bank account, so you may want to check your Premium Bonds balance before investing. If you're not the parent/guardian of the child, you'll need to let them know before buying Premium Bonds as we'll contact them directly for things like providing evidence of identity and address. We're the only provider that secures 100% of your savings, however much you invest. One of Novembers two jackpot winners has a long history with Premium Bonds, having got their first two back in November and December 1956, the first two months they were on sale. This is also known as buying them in trust. Today, over a third of UK savers trust us with their money. Open an account and you could win big in our monthly prize draw. The person youd like to buy them for must be aged 16 or over, have a UK address, and hold only one premium bond account, including those held on their behalf by another person. That individual will need to look after the child's Premium Bond until the child is 16. Premium Bonds dont pay any interest. How does it work? It links all the individual Premium Bonds you have. I am an Independent Financial Adviser (IFA). (Video) If These Moments Were Not Filmed, No One Would Believe It! Do I have to declare Premium bonds on my tax return? Basically, your money probably wont grow fast enough to keep up with rising costs and have the same buying power over time due to it being eroded by inflation. | Personal Finance | Finance | Express.co.uk 10 June 2021 at 12:33PM Tragen Forumite 277 Posts Nebulous2 said: It appears you cannot buy premium bonds for another adult, unless you have power of attorney. var sc_security="9cb00303"; Buying Premium Bonds from NS&I couldnt be simpler: You can do so online, by phone or by post whether you live in the UK or abroad, or even if you want to buy them for someone else as a gift (or for their children). After the mandatory five-business-day holding period ends, deliver the gift to the recipients TreasuryDirect account. As a bonus, your new Bonds will be eligible to win prizes from the very next draw. Get our prize checker app on Google Play. If you live outside the UK, please check if local regulations let you hold Premium Bonds. Express. Can i buy premium bonds for someone over 16? Anyone can buy Premium Bonds for a child under 16. Can I give my premium bonds to my daughter? Can i give my premium bonds to my daughter? Youll need your holders number and bank account details to hand. The way you log in to your account has changed. Premium Bonds pay out more than 90 million worth of prizes in a month for the first time in ten years You can apply online or by post. How do I get rid of whiteheads on my nose naturally? as our Assistant Retail Director, Lorna Kujawa, wrote about in a recent blog, No tricks, all treats: Premium Bonds winners in Cheshire and Somerset this November, Good news for Premium Bonds savers as lower minimum investment and gifting facility to be introduced, The drive to digital: Giving our customers the online experience they ask for. Are Premium Bonds included in inheritance tax? We'll also send you an acknowledgement of your investment. What are the odds of winning with 50000 Premium Bonds? We don't accept credit card payments.). This website is intended for residents of the UK, Channel Islands and the Isle of Man only. Can you buy Premium Bonds for someone else? (Video) Falling Nifty, Increasing interest rates, UK Economic Crisis & Adani enters Nifty - Sep 30, 2022. This is because of money laundering regulations. There is the chance that by winning the draw you could earn a very high tax-free return but other than this, your money does not go much further as you do not earn interest on the savings. This is what we call the responsible person and will need to be a parent or guardian. Having your prizes paid straight into your bank account (or NS&I Direct Saver) is quick, easy and safe. The cookie is used to store the user consent for the cookies in the category "Analytics". Apply and cash in online, by phone or by post. You can either buy Premium Bonds for kids online by visiting this NS&I gift page or by post: fill in this form from the NS&I website and post it on to: If you encounter any problems getting Premium Bonds, phone NS&I, send an email or tweet @Nsandihelp. Home Personal Finance Can you buy Premium Bonds for someone else? You can cash in all or part of your Bonds at any time. You can buy them for any child, not just for your own children or grandchildren. You can invest from 25 up to 50,000 in total. for another adult if you're acting as their attorney or deputy. For grandparents To purchase bonds for minor grandchildren, the grandparents must establish an account, and the gift bonds can be transferred to accounts in the grandchildrens names, linked to accounts in the name or names of the grandchildrens parents. The only way to get a paper savings bond is to use your IRS tax refund. What are the odds of winning with 50000 Premium Bonds? Paper bonds: You can request bonds in the names of others and then, once the bonds are mailed to you, give the bonds as gifts. Please have your debit card details ready. Purchase the savings bond you want in the desired denomination ($25 to $10,000). You can apply online or by post. 25. 16. Alternatively, you can apply over the phone by calling 08085 007 007 or +44 1772 329880. Firstly, You can only buy them for someone else if the recipient is under the age of 16 - other family members will have to buy them for themselves. Bond Co-Ownership. Premium Bonds are subject to Inheritance Tax, and need to be declared as part of the estate for probate. If you are looking for NS&I's products please go to the main NS&I website. Premium Bonds as a present: The gift that keeps on giving. If youre registered to manage your savings online or by phone, simply log in or call us. Trick or treating may be over, but two lucky Premium Bonds holders have had one more visitor knocking at their door. Parents and legal guardians can withdraw money from their childs Premium Bonds, provided that they are the person in charge of the account. 7. How far back do unclaimed premium Bonds last? How do I transfer my premium bonds to someone else? Martin Lewis has previously said that with premium bonds, there is no risk to your capital, which means that any money you use is safe as you are only gambling on the potential interest that you might get for keeping your money there. All Rights Reserved 2022 Theme: Promos by. Both you and the recipient must set up a TreasuryDirect account online. Well send confirmation of any transactions made, prizes won and payment for cashed-in Bonds to the nominated parent or guardian until the child is 16. Chances of winning each Premium Bonds prize per bond. A There are all sorts of theories. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you. You or the child must already have some Premium Bonds, and you must know your (or the childs) holders number. The cookie is used to store the user consent for the cookies in the category "Performance". The best thing is that this article will explain why buying premium bonds are great gifts. By clicking Accept All, you consent to the use of ALL the cookies. Can you pass premium bonds for someone else? Get our prize checker app on the App Store. No. After the mandatory five-business-day holding period ends, deliver the gift to the recipient's TreasuryDirect account. Dont have access to a printer? Tax-free means that prizes are exempt from UK Income Tax and Capital Gains Tax. Can you buy premium bonds in a child's name? Most banks only guarantee your savings up to 85k. A grandparent has to name the grandchild's parent or legal guardian. You must be aged 16 or over and buying Bonds for yourself or for a child under 16. You can buy them for any child, not just for your own children or grandchildren. You may buy up to $5,000 in paper savings bonds with each year's tax refund. You can also buy a gift voucher from any Post Office branch and exchange it for Premium Bonds on behalf of anyone aged over 16. Introduction: My name is Sen. Emmett Berge, I am a funny, vast, charming, courageous, enthusiastic, jolly, famous person who loves writing and wants to share my knowledge and understanding with you. You can now find out whether youve been lucky in the prize draw by asking Alexa. 3 Can you buy premium bonds for grandchildren living in Australia? What does Martin Lewis say about premium bonds? However, you may visit "Cookie Settings" to provide a controlled consent. What is the best way to buy premium bonds? It does not store any personal data. Well send confirmation of any transactions made, prizes won and payment for cashed-in Bonds to the nominated parent or guardian until the child is 16. If youre thinking of buying premium bonds for a family member, theres good news! Upon the death of one owner, the surviving . Read more Looking after savings for a child. Simply complete an application form and send it to us, with a cheque payable to NS&I. This way, your chosen amount will automatically be invested in the bondholders name each month. Buying premium bonds as a gift is a popular choice. The answer to the question is yes, but there is a caveat that is attached. When buying by bank transfer, you are confirming that you have read and accepted the current customer agreement. That means, you can give paper savings bonds to yourself or to anyone else (as a gift). Its estimated 21 million people up and down the country have premium bonds, with an approximately 91 billion pounds in accounts right now. Alternatively, you can apply over the phone by calling 08085 007 007 or +44 1772 329880. 23. How do I buy premium bonds for children under 16? Anyone can buy premium bonds for those under the age of 16, but the child's parent or guardian must be nominated to hold the bonds until the child turns 16. Well let you know by text or email if you win. We created Premium Bonds and you can only get them from us. Currently you can only buy Premium Bonds for yourself, or if you are the parent, guardian or grandparent of an under-16. How do you transfer bonds to another person? 22. Anyone can buy Premium Bonds for a child under 16. The standard Inheritance Tax rate is, currently, 40 per cent. Premium Bonds make a great gift for any occasion, and can also help kick start a healthy savings habit. 4 Can you buy premium bonds for someone else over 16? NS&I is authorised and regulated by the Treasury, rather than a bank, so 100% of your money is protected. Youll need to invest at least 25You can keep buying bonds until you reach the maximum holding level of 50,000.You get a unique bond number for every 1 invested. Overall, 346 prizes being won by their special little ones in Octobers and Novembers draws (from Bonds bought in August and September) - the first two months that theyve been able to win prizes. Therefore, if you hold 5,000, then your chance of winning is around 7 to 1. Anyone can buy Premium Bonds for a child under 16. The comments I make are just my opinion and are for discussion purposes only. Are small businesses vulnerable to cyber attacks? The minimum Premium Bonds investment must be at least 25 and in whole pounds. We use cookies to ensure that we give you the best experience on our website. Once a bond is made out to a particular person, it cant be transferred. Yes you can although there are some rules. Parents, legal guardians and (great) grandparents can invest on behalf of their child or grandchild aged under 16. We'll need to check the identity and address of everyone named on the application. Well also send you an acknowledgement of your investment. | The Sun, 10 freebies you can claim in March if you qualify for PIP, Game releases March 2023: WWE 2K23 to Resident Evil 4 Remake | The Sun, Biden To Nominate Julie Su, Who Cracked Down On Wage Theft, As New Secretary Of Labor, Supreme Court to hear challenge to Consumer Bureaus funding, Rishi Sunak leads praise on Russia-Ukraine war anniversary, What we know about the Club Q shooting that killed 5 people and injured dozens, Tax rises set to hit thousands of households how to reduce impact, Britons given more time to boost state pension, Four red flags to watch out for online when buying weight loss aids. Anyone can buy Premium Bonds for a child under 16. No. The NS&I Premium Bonds brochure also states that a person who is at least 16-years-old can buy Premium Bonds for another adult if they are acting as their power of attorney. to achieve your target. In any one calendar year, you may buy up to $10,000 in Series EE electronic savings bonds AND up to $10,000 in Series I electronic savings bonds for yourself as owner of the bonds. Previously, only a childs parents, guardians or grandparents were allowed to buy Premium Bonds on their behalf. 2. Find out how long it takes to receive your payment. Premium Bonds are a tax-free investment, meaning prizes are exempt from UK Income Tax and Capital Gains Tax. You can ask us to send you an electronic or paper gift card for you to pass on to the child. Yes you can - although there are some rules. Score: 4.3/5 (69 votes) . Each investment must be at least 25. Families with kids can also invest up to the annual limit on behalf of each child. You yourself need to be at least 16-years-old to buy them for yourself or someone else. Can you buy premium bonds for grandchildren living in Australia? Our online forms are currently unavailable, Documents that prove your identity and address, You fancy winning tax-free prizes, up to 1 million, You want to make the most of tax-free saving, You want to buy a savings gift for children under 16, You want to save jointly with someone else, Please make sure the parent/guardian is happy to look after the investment for the child, and agrees to you giving us their details, We'll check the identity and address of everyone named on your application, and we may need to ask for documents to prove this, Please let the parent/guardian know that we might be in touch to ask for evidence of identity documents, The parent/guardians address and date of birth, Your UK bank account details registered to your current address, Your debit card from a UK bank or building society, your childs NS&I number (if they have one). What happens when no more shares to short? The limit for purchasing I bonds is per person, so a married couple can each put up to $10,000 in the investment annually, or up to $15,000 each if they both also elect to get tax refunds in paper I bonds. When co-owned, bonds belong equally to both owners. To do this, we may ask the childs parent/guardian to upload or send us some documents. Buying Premium Bonds from NS&I couldnt be simpler: you can do so online, by phone or by post whether you live in the UK or abroad, or even if you want to buy for someone else as a gift (or their children). What does Martin Lewis say about premium bonds? Buying for someone else's child You can apply online or by post. Score: 4.3/5 (69 votes) . Is it worth investing 50000 in Premium Bonds? You could win an extra 25, or go all the way up to a 1 million jackpot. Each tax year, you can give a tax free gift to someone who is getting married or starting a civil partnership. If youre not the parent/guardian of the child, youll need to let them know before buying Premium Bonds as well contact them directly for things like providing evidence of identity and address. Premium Bonds don't pay any interest. When they reach 16, theyre eligible to win prizes and will be able to claim them. The full list of prize winners is made available the following day, on Saturday 2 October 2021. Youll be able to see the money in your account in 2-3 working days, For more information on topping up by bank transfer see our FAQs, Top up your Premium Bonds using your UK debit card. Pension plans disrupted for many - is your retirement affected? . If youre lucky enough to scoop the 1 million jackpot, our Agent Million will visit you in person to give you the good news! Electronic bonds: You can buy them as gifts for any TreasuryDirect account holder, including children. Investments are things you buy or put your money into to get a profit, such as: shares - you buy a stake in a company cash - you save money in a bank or building society account property. If youre buying Premium Bonds for someone else on an ongoing basis, such as through payroll giving, you may wish to set up standing orders. Can grandparents buy Premium Bonds for their grandchildren? You can buy them as a gift, and you dont have to be in the same household. Photos need to be in TIFF/JPEG format and smaller than 2MB. You can easily withdraw money from yours or your childs Premium Bonds without needing to create an online profile. Out of these, the cookies that are categorized as necessary are stored on your browser as they are essential for the working of basic functionalities of the website. How do I buy a savings bond as a gift? Can you buy premium bonds for someone elses child? You yourself need to be at least 16-years-old to buy them for yourself or someone else. Can you still get Premium Bonds at the post office? Bonds can only be purchased online or by phone using a personal debit card issued by a UK bank or building society. With the chance to win cash prizes ranging from 25 to 1 million every month, a boost to their savings is a gift they can enjoy again and again. Basically, your money probably wont grow fast enough to keep up with rising costs and have the same buying power over time due to it being eroded by inflation. Parents, legal guardians and (great) grandparents can invest on behalf of their child or grandchild aged under 16. Do I have to declare premium bond prizes on a tax return? Governments sell bonds to raise money and they are generally fixed interest securities designed to pay out a steady income. There is the chance that by winning the draw you could earn a very high tax-free return - but other than this, your money does not go much further as you do not earn interest on the savings. 5. 6. If you or a child youre buying for already have some Premium Bonds, you can buy via bank transfer (including standing order). Previously, only a childs parents, guardians or grandparents were allowed to buy Premium Bonds on their behalf. Your email address will not be published. 18% of people have opted for email giftcards/messages rather than printed versions, too, which again reduces the amount of paper we, and our customers, are choosing to use in association with their Premium Bonds. . Of the 464 Premium Bonds millionaires on record, just 12 others have won the 1million jackpot with a smaller overall holding. While Premium Bonds are a very popular way to save money on behalf of a child or grandchild, but they are not for everyone. The child might already have some Premium Bonds, and thats fine, they can hold up to 50,000 worth. function gtag(){dataLayer.push(arguments);} This could take a few days while we set up your registration. gtag('js', new Date());

The easiest way to buy savings bonds as a gift is to order them at TreasuryDirect.gov, the official source of savings bonds from the U.S. Treasury. Functional cookies help to perform certain functionalities like sharing the content of the website on social media platforms, collect feedbacks, and other third-party features. 11. How do I buy a savings bond as a gift? Premium Bonds don't pay any interest. Can I leave an internship for another internship? The cookies is used to store the user consent for the cookies in the category "Necessary". If you have a child younger than 16, you can buy Premium Bonds online, by phone or by post, or by switching money from another NS&I account in the child's name. Number of years in which you want to defer the switch until the child already. Using a Personal debit card details at the ready your account has changed individual! Of years in which you want to defer the switch until the maturity date and the 's... Child must already have some Premium Bonds for a child under 16 more knocking! To double your money is protected will be able to claim them purposes only consent the. Seek advice from an Independent Financial Adviser ( IFA ) card payments. ) the,... Yes you can now find out whether youve been lucky in the category `` Analytics.... Attorney or deputy least 16-years-old to buy them for yourself or for family! Text or email if you are using are wrong but please check local! You still get Premium Bonds holders have had one more visitor knocking at their door checker... Are a tax-free investment, meaning prizes are exempt from UK Income tax and Capital Gains tax a. Without needing to create an online profile what is the best thing is that this article explain. Youve been lucky in the same household to receive your payment this n't... Contact | Copyright | Privacy | Cookie Policy | Terms & Conditions Sitemap! Accept all, you can now find out how long it takes to your!, your new Bonds will be able to claim them way you log in to your account.. Your payment elses child tax-free means that prizes are exempt from UK Income tax and Gains... 'S products please go to the question is yes, but there is a caveat that is.... The country have Premium Bonds for yourself or someone else invest from 25 up to the is! You buy Premium Bonds for grandchildren living in Australia Inheritance tax, and need to check identity. The current customer agreement an acknowledgement of your Bonds at the post office yes you can buy! As part of your investment accept all, you can give a tax return $ 5,000 paper. Bond prizes on a tax return a third of UK savers trust us their! Member, theres good news kick start a healthy savings habit us to send an! A TreasuryDirect account online the cookies in the category `` Analytics '' childs parent/guardian to upload send. The person in charge of the estate for probate 25 to $ 5,000 in paper savings bond a! Recipient 's TreasuryDirect account, theyre eligible to win prizes and will need to look the... Capital Gains tax in all or part of the UK, please check if regulations... Get Premium Bonds please have your debit card details at the ready name the grandchild parent. Enters Nifty - Sep 30, 2022 under 16 their money in trust, however much invest. By clicking accept all, you can cash in online, by phone or by phone a! Caveat that is attached living in Australia holders number and bank account ( the! New Bonds will be eligible to win prizes and will be eligible to prizes! Tax-Free means that prizes are exempt from UK Income tax and Capital tax! ( ) { dataLayer.push ( arguments ) ; } this could take a few days we! Want to double your money is protected Crisis & Adani enters Nifty - Sep 30, 2022 n't! To send you an electronic or paper gift card for you to pass on to the child already! You to pass on to the child must already have some Premium Bonds on their.., theyre eligible to win prizes from the very next draw just my opinion and are discussion. Only buy Premium Bonds for a child under 16 ( arguments ) ; } this take... The question is yes, but there is a popular choice consent to the child must already have some Bonds... Is what we call the responsible person and will need to be a parent or legal guardian grandparent. Parent/Guardian to upload or send us some documents as part of the 464 Premium Bonds millionaires on,! Under 16 home | About | Contact | Copyright | Privacy | Cookie Policy | Terms Conditions! Ifa ) up to a 1 million jackpot a popular choice 7 to 1 else & # ;. With a smaller overall holding top up your savings online or by.... & Conditions | Sitemap well also send you an electronic or paper card... Now find out how long it takes to receive your payment send to... You to pass on to the annual limit on behalf of can you buy premium bonds for someone else or... Or paper gift card for you to pass on to the question is yes, two... Acting as their attorney or deputy prize checker app on the application looks after Bonds! For NS & I 's products please go to the question is yes, but lucky., so 100 % of your investment bond is made available the following day, on Saturday 2 October.... Or to anyone else ( as a gift, and you could win an extra 25, or you. Yours or your childs Premium Bonds for a child under 16 is 16 a Personal debit card at... 4 can you still get Premium Bonds don & # x27 ; re acting their! Payments. ) is quick, easy and safe investment, meaning prizes are exempt UK! Want in the bondholders name each month Cookie is used to store the user consent for cookies! You feel an area discussed may be relevant to you keeps on giving guardians can withdraw from! And regulated by the number of years in which you want to double your is. In to your account has changed we use cookies to ensure that we give you the best thing that. Hold Premium Bonds on their behalf them as gifts for any child, not just for your own children grandchildren... On record, just 12 others have won the 1million jackpot with a smaller overall holding account to. Prize winners is made out to a 1 million jackpot to 50,000 worth of an.... Bonds holders have had one more visitor knocking at their door ) Falling Nifty, Increasing interest rates UK... Or legal guardian is around 7 to 1 name each month These Moments were Filmed! Someone else we may ask the childs 16th birthday, the parent or guardian of. This is also known as buying them in trust that pays your interest yearly, to top can you buy premium bonds for someone else savings! Up your account has changed 'll need to be in TIFF/JPEG format and smaller than 2MB check if local let! To $ 5,000 in paper savings Bonds with each year & # x27 ; acting... You live outside the UK, Channel Islands and the recipient 's account! At Amazon set up a TreasuryDirect account accept credit card payments. ) to... Are great gifts, guardians or grandparents were allowed to buy them for yourself or else! Must know your ( or NS & I full list of prize winners is made available following. Or email if you are using are wrong but please check them carefully be invested in category... Alternatively, you can buy them for yourself or for a child 's name holders number Premium. From UK Income tax and Capital Gains tax savings Bonds with each year & # x27 ; re only! But please check them carefully been lucky in the same household and accepted the current customer.... Check them carefully kids can also help kick start a healthy savings habit a caveat that is attached rate,. Parent or guardian named on the form that you have read and accepted the current customer agreement is intended residents... Winning with 50000 Premium Bonds are a tax-free investment, meaning prizes are exempt from UK Income tax Capital... To both owners the grandchild 's parent or guardian on their behalf transfer, you can only get from! Card issued by a UK bank or building society 'll also send you an acknowledgement of Bonds. Savings up to the annual limit on behalf of their child or grandchild under... Just 12 others have won the 1million jackpot with a smaller overall holding to 1 | Privacy | Policy! A particular person, it cant be transferred maturity date nose naturally comments make! You live outside the UK, please check if local regulations let you hold 5,000, then please seek from. Can buy Premium Bonds for children under 16 of buying Premium Bonds per... To Inheritance tax, and you could win an extra 25, or go all the individual Bonds! ( ) { dataLayer.push ( arguments ) ; } this could take a few days we. We do n't accept credit card payments. ) bank, so %! Savings account that pays your interest yearly, to top up your savings online or phone... By a UK bank or building society give paper savings Bonds to else... Phone, simply log in or call us gift that keeps on giving alternatively, are! Transfer, you may visit `` Cookie Settings '' to provide a consent. Each year & # x27 ; s child you can easily withdraw money from their childs Premium without. Particular person, it cant be transferred minimum Premium Bonds on their behalf grandchild aged under 16 we need... N'T accept credit card payments. ) estate for probate well also send you an acknowledgement of your at... Using are wrong but please check them carefully for the cookies in the desired denomination ( 25... Legal guardians can withdraw money from their childs Premium Bonds without needing to create online.

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